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Harvest Work


Keeping Your Employees Healthy


The team at AG HEALTH PLANS is committed to offering clients the highest levels of protection at a price that fits their budget. We have the necessary tools and experience to cover all your insurance needs, and create a custom-built benefits package upon request. Contact our expert consultants to learn more about our range of products, including:
Health Plans, Dental, Life, Vision, Disability, Retirement Plans, Section 125, HRA, HSA, Voluntary Benefits,

Green Orchard


Your Source for Protection

Our health benefits plans are tailored to meet the needs of the agricultural community and its workers.  We serve a wide range of industries listed below:



Bee Keepers

Ag Welding

Vineyard Management

Agricultural Production Crops








Agricultural Production Livestock

Agricultural Services




Industrial Machining & Equipment

Farming Machinery

Wholesale Durable Goods

Dairy Products

Fish Products

If you do not see your specific industry listed, please contact our office to see if your business qualifies. 

Barley Fields

Quality Service and Affordability

Get the Coverage You Deserve

Quality, Service & Affordability

All our plan options provide great benefit options such as:

  • Outstanding network coverage in rural areas including Blue Shield of California and/or First Health Network

  • Comprehensive provider network along the Mexico border

  • Live bilingual member and claims service, 6:30 am -5:30 pm Pacific Time

  • Less than 14 days claims turnaround

  • Full health benefits available: medical, prescription, dental, vision and life

  • Online health portal for HR personnel, employees & providers.

  • Health & Wellness Centers - Available in the Cities of Napa, Colusa, Visalia, Santa Maria, Salinas, Los Banos, Freedon, King City, Soledad, Hollister, & Yuma (11 Health Centers)

  • Telehealth available 24/7/365 by Teladoc. Tobacco Cessation, Dermatology & Behavioral Health (Does not apply to HSA Plans)

  • Member Advocate Service - helping our members resolve a wide range of healthcare and insurance related issues

Apple Harvest

Many Options for All Size Businesses

The Protection You Need

To avoid unnecessary worry about what the future holds, we ensure that you are covered. With established relationships with numerous carriers, let us put together the optimal Benefits Package that offers the highest level of protection for you and your employees. Contact us to make an appointment with one of our experienced consultants and receive a free estimate. We’re here to supply you with the insurance you really need.

About Our Founder

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Principal Consultant/Owner:  Gardner G. Cook

With 31 years of experience designing health & welfare programs, Gardner is the Principal Consultant and Owner of Cook & Associates. He is an expert in the employee benefits field. Gardner’s experience demonstrates his ability to work with many different clients in providing cost effective benefit programs.  As the Principal Consultant and Owner of Cook & Associates, Gardner focuses his efforts on managing his firm & creating a positive work environment with an emphasis on being your employee benefits consultant & advocate for he believes in providing the very best to his clients. Among other areas, Gardner focuses on maintaining & enhancing client relationships, managing and promoting the educational aspects of benefits planning. His specialties include self funded programs, HRA administration, voluntary benefits, cost reduction, and benefits research. His company has specialized in serving the winery community since its inception.   

Prior to joining Cook & Associates, Gardner began his career at Travelers Insurance Company as a Senior Sales Executive after attending a three month certification course to become an employee benefits specialist. After 5 years with Travelers, Gardner became a Senior Consultant serving large group clients over 100 employees at New York Life.

Gardner is an avid hiker, backpacker, flyfisherman, and licensed pilot.

Gardner has a BA from Lake Forest College.

Get In Touch

Cook & Associates is a proud representative of United Ag and other health plans available to Agribusiness.

Contact us today! We specialize in helping Agribusiness find affordable health plan options.  We want to take care of you and have the expertise to do so. Let us know what your specific needs are and we’ll compile the best insurance package suited to you.

Gardner G. Cook

Principal Consultant

Ag Health Plans

P O BOX 2076

Sonoma, CA 95476

North Coast Office

Gualala, CA 

Jack Cook


Mt. Shasta, CA 

Marcus Pipkin


Santa Rosa, CA 

An Authorized Service Representative of United Ag

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